Key Person Insurance
What it is: This is a life insurance policy taken out by the company on an essential employee—a "key person"—whose sudden death or disability would cause significant financial harm to the business (e.g., the CEO, top salesperson, or lead innovator).
How we help: We analyze your business operations to identify mission-critical roles. We then structure and implement a policy where the company is the beneficiary. If the worst happens, the payout provides the necessary capital to cover lost profits, pay debts, and finance the search and training of a replacement, ensuring the continuity and survival of the company.
MESSAGE OR CALL OUR TEAM OF EXPERIENCED ADVISORS FOR MORE INFORMATION
709-341-7775