At Newfound Wealth Advisors, we treat your mortgage as the single biggest financial tool in your life, not just a monthly bill. We work with people to ensure they are in the most efficient mortgage product possible, making sure the rates, terms, and payment schedules are perfectly tailored to your overall plan, whether you want to be debt-free quickly or use your home equity to invest. Our first step is auditing your current borrowing structure to stop all the leaks the bank pokes in your home to earn money that should go in your pocket, such as unnecessary fees, non-deductible debt, or poor cash management that lets interest charges creep up.
Once we seal those leaks, our main focus shifts to making your cash flow a predictable source of investment capital. We implement Cash Flow Optimization strategies that strategically free up surplus money from inefficient debt and spending habits. This newly optimized cash is then immediately channeled into high-potential, tax-advantaged investment accounts like your RRSP or TFSA. By ensuring your mortgage costs are minimal and your monthly savings are maximized, we turn the money you were unknowingly giving to the bank into Newfound Wealth that is actively growing your portfolio. We can help!